What are mortgage points
Borrowers may choose to pay mortgage points to lower their interest rate. A break-even analysis shows when the savings will recoup the upfront cost.
Home Ownership
Top Tips of 2022: Homeownership
Discover tips on homeownership and buying (or selling) a home with our most popular articles from 2022.
10 ways home buyers can overcome rising interest rates
Buying a home may seem challenging with higher home prices and mortgage rates. These 10 tips can make home buyer's mortgage payment more affordable.
10 things to consider before you rent an apartment
Just because an apartment is affordable doesn't mean it's the right place for you. Follow these tips before signing a lease.
Buying a home on a tight budget
Buying a home on a modest budget is possible, and there are many programs to help you.
How to save for home improvements and maintenance
Create an action plan for how to save for homeownership expenses each month with these simple tips.
5 ways to make your home more energy efficient
Making "green" upgrades to your home doesn't help just the environment. Green homeowners also lower utility costs and may even raise their home's value.
6 steps to recover financially from a natural disaster
The path to recovery after a natural disaster can be daunting, take these 6 steps to help you and your family get your finances back on track.
Considering Refinancing? Read This First
Mortgage interest rates have fallen to the lowest level in months and homeowners have are considering whether to refinance their existing mortgages. This article provides 4 key questions you should answer to help make an informed decision.
5 home improvements that instantly add value
Which home renovation projects create the most value when selling your home? Here are the 5 top home improvements you can make to increase your home’s resale value including estimated costs and average percent of cost recouped when you sell.
How homeowners can prepare financially for a natural disaster
Natural disasters from hurricanes to wildfires are on the rise, creating financial hardship for millions. Follow these 10 steps to be financially prepared.
4 Questions to Ask Before Becoming a Homeowner
If you’re considering buying a home, check out these four questions to see if it’s the right time for you to become a homeowner.
How to buy a home in a competitive housing market
Buying a home in a hot market means you're competing against other motivated buyers. Use these 5 tips that can help you get the home you really want.