Adjustable Rate Mortgages allow you to start with a lower interest rate and lower monthly payments.
- Allows for a lower initial monthly payment
- Excellent choice if you don't plan to stay in your home for a long period, or if you expect an increase in income
- Initial interest rate will remain the same for a period of 1, 3, 5, 7, 10, or 15 years, depending on the mortgage you choose, and then adjust annually, based upon current interest rates plus a margin
Renting vs. Buying.
Renting an apartment or a home? The money you’re putting into your landlord’s pocket can add up. See how much you could be saving towards your dream home.
Home Buying Tips
Purchasing a home is one the largest expenses you’ll make in a lifetime. Where do you begin? Check out our step-by-step guide to putting you on the path of home ownership.
Let's pay it forward
As a financial institution, we know that change adds up. Our Fulton Forward initiative is about partnering with organizations to help foster affordable housing, drive economic development, and promote financial literacy in our communities.
Contact A Mortgage Professional.
Contact a mortgage professional. We're in your neighborhood!
Make the move.
It's easy to take the first step toward your new home. Use our online application to apply today. View our homebuying document checklist before applying to make the application process easier.