Rates

INFO :

Our offices will be closed on Monday, January 18, 2021 in observance of Martin Luther King, Jr. Day. Mobile deposits submitted after 7 p.m. today (Friday) until 7 p.m. Tuesday, will have funds available on Wednesday.

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Rates are accurate as of 1/1/2021

Product	Standard Rates
Product	RATE	APY
Interest Checking ¹			Learn More Open Now
$1,000 +	0.01%	0.01%
Prime Life Interest Checking ²			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 +	0.02%	0.02%
Relationship Banking ³			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 - $24,999	0.03%	0.03%
$24,999.01 +	0.03%	0.03%

Product	Standard Rates
Product	RATE	APY
Statement Savings ⁴	0.02%	0.02%	Learn More Open Now
Student Statement Savings ⁵	0.02%	0.02%	Learn More Open Now

Product	Standard Rates
Product	RATE	APY
Money Market Account ⁶			Learn More Open Now
$1,000 +	0.05%	0.05%
Platinum Money Market ⁷			Learn More Open Now
$10,000 - $24,999	0.07%	0.07%
$24,999.01 - $49,999	0.10%	0.10%
$49,999.01 - $74,999	0.11%	0.11%
$74,999.01 - $99,999	0.12%	0.12%
$99,999.01 - $249,999	0.17%	0.17%
$249,999.01 - $999,999	0.17%	0.17%
$999,999.01 - $1,999,999	0.17%	0.17%
$1,999,999.01 +	0.17%	0.17%

Product	Standard Rates
Product	RATE	APY
Health Savings Accounts ⁸			Learn More Open Now
$100 - $999	0.02%	0.02%
$999.01 - $4,999	0.05%	0.05%
$4,999.01 - $14,999	0.07%	0.07%
$14,999.01 +	0.10%	0.10%

Product	Standard Rates
Product	RATE	APY
IRA Money Market ⁹	0.05%	0.05%	Learn More

Product	Standard Rates
Product	RATE	APY
Certificates of Deposit ¹⁰			Learn More
3-Month	0.05%	0.05%
6-Month	0.05%	0.05%
9-Month	0.05%	0.05%
9-Month No Penalty	0.05%	0.05%
12-Month	0.05%	0.05%
12-Month Variable Rate	0.05%	0.05%
15-Month	0.10%	0.10%
18-Month	0.10%	0.10%
24-Month	0.10%	0.10%
30-Month	0.10%	0.10%
36-Month	0.10%	0.10%
48-Month	0.20%	0.20%
60-Month	0.20%	0.20%
72-Month	0.20%	0.20%

Product	Standard Rates
Product	RATE	APY
Certificate of Deposit Promo ¹¹			Learn More
13-Month w/ Relationship Banking Promo	0.25%	0.25%

Product	Standard Rates
Product	RATE	APR
Optionline Primary Residence ¹²			Learn More Apply Now
Introductory Fixed Rate (For 6 Months)	2.49%	2.49%
Standard Variable Rate	3.50%	3.50%
Optionline Investment Property ¹³			Learn More Apply Now
Standard Variable Rate	5.75%	5.75%

Product	Standard Rates
Product	RATE	APR
Auto Loans ¹⁴			Learn More Apply Now
New Vehicle	5.24%	5.24%
Used Vehicle 2018 - 2020	6.99%	6.99%
Used Vehicle 2015 - 2017	7.49%	7.49%
Used Vehicle 2012 - 2014	9.49%	9.49%

Product	Standard Rates
Product	RATE	APR
Unsecured Optionline Tier 1 ¹⁵	4.50%	4.50%	Learn More
Unsecured Optionline Tier 2 ¹⁵	7.00%	7.00%	Learn More

Product	Standard Rates
Product	RATE	APR
Personal Loan ¹⁶	11.74%	11.74%	Learn More

Product	Standard Rates
Product	RATE	APR
CD/Savings Secured Optionline ¹⁷	3.50%	3.50%	Learn More
Stock Secured Optionline ¹⁸	4.50%	4.50%	Learn More

Checking

Savings

Money Market

Health Savings Account

IRA Money Market Account

Certificate of Deposit

Promotional Certificate of Deposit

Home Equity Line of Credit

Auto Loan

Unsecured Line of Credit

Personal Loan

Certificate of Deposit/Savings and Stock Secured Line of Credit