Rates | Fulton Bank

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Home / Rates

Rates are accurate as of 9/28/2022

Product	Standard Rates
Product	RATE	APY
Interest Checking ¹			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 +	0.02%	0.02%
Relationship Banking ²			Learn More Open Now
$1,000 - $4,999	0.02%	0.02%
$4,999.01 - $9,999	0.02%	0.02%
$9,999.01 - $24,999	0.03%	0.03%
$24,999.01 +	0.03%	0.03%
Premier Relationship Banking ³			Learn More Open Now
$1,000 - $4,999	0.03%	0.03%
$4,999.01 - $9,999	0.03%	0.03%
$9,999.01 - $24,999	0.04%	0.04%
$24,999.01 - $99,999	0.04%	0.04%
$99,999.01 +	0.04%	0.04%

Product	Standard Rates
Product	RATE	APY
Statement Savings ⁴	0.02%	0.02%	Learn More Open Now
Platinum Money Market ⁵			Learn More Open Now
$1,000 - $9,999	0.15%	0.15%
$9,999.01 - $24,999	0.20%	0.20%
$24,999.01 - $49,999	0.25%	0.25%
$49,999.01 - $99,999	0.40%	0.40%
$99,999.01 - $249,999	0.70%	0.70%
$249,999.01 - $999,999	1.00%	1.00%
$999,999.01 - $1,999,999	1.00%	1.00%
$1,999,999.01 +	1.00%	1.00%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Health Savings Accounts ⁶			Learn More Open Now
$100 - $999	0.02%	0.02%
$999.01 - $4,999	0.04%	0.04%
$4,999.01 - $14,999	0.05%	0.05%
$14,999.01 +	0.07%	0.07%

Product	Standard Rates
Product	RATE	APY
IRA Money Market ⁷	0.15%	0.15%	Learn More
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificates of Deposit ⁸			Learn More
3-Month	0.15%	0.15%
6-Month	0.15%	0.15%
9-Month	0.15%	0.15%
9-Month No Penalty	1.24%	1.25%
12-Month	0.15%	0.15%
12-Month Variable Rate	0.15%	0.15%
15-Month	0.25%	0.25%
18-Month	0.25%	0.25%
24-Month	0.25%	0.25%
30-Month	0.30%	0.30%
36-Month	0.30%	0.30%
48-Month	0.30%	0.30%
60-Month	0.30%	0.30%
72-Month	0.30%	0.30%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APY
Certificate of Deposit Promo ⁹			Learn More
36-Month Bump Up	1.98%	2.00%
13-Month	1.83%	1.85%
Preferred Rates Available. View Rates

Product	Standard Rates
Product	RATE	APR
Optionline Primary Residence ¹⁰			Learn More Apply Now
Introductory Fixed Rate (For 6 Months)	2.99%	2.99%
Standard Variable Rate	6.50%	6.50%
Optionline Investment Property ¹¹			Learn More Apply Now
Standard Variable Rate	8.75%	8.75%

Product	Standard Rates
Product	RATE	APR
Auto Loans ¹²			Learn More Apply Now
New & Used Vehicle 2020 - 2023	4.79%	4.79%
Used Vehicle 2019	5.30%	5.30%
Used Vehicle 2018	5.55%	5.55%
Used Vehicle 2017	6.18%	6.18%
Used Vehicle 2016	6.48%	6.48%
Used Vehicle 2015	6.68%	6.68%
Used Vehicle 2014	6.88%	6.88%
Used Vehicle 2013	7.38%	7.38%

Product	Standard Rates
Product	RATE	APR
Unsecured Optionline Tier 1 ¹³	7.50%	7.50%	Learn More
Unsecured Optionline Tier 2 ¹³	10.00%	10.00%	Learn More

Product	Standard Rates
Product	RATE	APR
Personal Loan ¹⁴	11.74%	11.74%	Learn More

Product	Standard Rates
Product	RATE	APR
CD/Savings Secured Optionline ¹⁵	6.50%	6.50%	Learn More
Stock Secured Optionline ¹⁶	7.50%	7.50%	Learn More