Physicians Mortgage Loans
Convenient. Affordable. Designed for you.
Our solution: A mortgage program designed to help make homeownership easy and affordable for medical professionals1 including physicians, pharmacists, dentists, and veterinarians. If you have a medical doctorate degree, you may be eligible for a wide range of benefits.
- 100% purchase financing2 available for loan amounts up to $1 Million
- 95% purchase financing2 available for loan amounts up to $1.5 Million
- 90% purchase financing2 available for loan amounts up to $2 Million
- No Mortgage Insurance (PMI)
- Up to 6% seller paid closing cost and prepaids allowed
- Gift funds are allowed from immediate family members
- Student loan payments deferred for 12 months or longer are not included in the credit approval process
- Close before your new job starts. Find and close on new home up to 90 days prior to start of new employment with an acceptable employment contract.
- Flexible options: 30 & 15 Year Fixed Rate3 as well as Adjustable Rate4 Options (5/6, 7/6, 10/6, & 15/6)
- Refinance options available with lower loan to values
Contact a mortgage professional.
It all starts with conversation. Let’s work together to find a mortgage solution that meets your specific needs.