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Fulton Bank

Physicians Mortgage Loans

Convenient. Affordable. Designed for you.

Our solution: A mortgage program designed to help make homeownership easy and affordable for medical professionals1 including physicians, pharmacists, dentists, and veterinarians. If you have a medical doctorate degree, you may be eligible for a wide range of benefits.

  • 100% purchase financing2 available for loan amounts up to $1 Million
  • 95% purchase financing2 available for loan amounts up to $1.5 Million
  • 90% purchase financing2 available for loan amounts up to $2 Million
  • No Mortgage Insurance (PMI)
  • Up to 6% seller paid closing cost and prepaids allowed
  • Gift funds are allowed from immediate family members
  • Student loan payments deferred for 12 months or longer are not included in the credit approval process
  • Close before your new job starts. Find and close on new home up to 90 days prior to start of new employment
  • Flexible options: 30 & 15 Year Fixed Rate3 as well as Adjustable Rate4 Options (5/1, 7/1, 10/1, & 15/1)
  • Refinance options available with lower loan to values

Contact a mortgage professional.

It all starts with conversation. Let’s work together to find a mortgage solution that meets your specific needs.