Construction Loans
Let's build your new home together.
Our construction loans offer one settlement, and one low rate during construction that will convert into either a fixed or adjustable loan depending on the type of loan you choose. Some of our construction loan products offer a re-lock feature, so if rates come down during construction you can capture the lower rate.1 As your home is being built, funds are advanced according to a draw schedule that you and your builder agree upon. Pay interest only on the amount that is drawn down.
- 95% construction financing2 up to $1 million
- 90% construction financing2 up to $1.5 million
- 85% construction financing2 up to $2 million
- 75% construction financing2 up to $3 million
- Various term options available
- One-time closing
- Rates locked up front1
- Fixed and adjustable3 rates available with interest-only payments during construction
- Stick built, modular homes, or pole barns
Construction Loan FAQs
Check out this PDF guide to answer the most frequently asked questions about Constructions loans.
Quick tips on building a home
Your home. Your way. We offer competitive rates and flexible financing options if you’re thinking of building a new home. Review our quick tips.
Six steps to selling your home
Here are some tricks of the trade to help you get top dollar when selling your home. Here are six important steps to selling your home.
Let's pay it forward
As a financial institution, we know that change adds up. Our Fulton Forward initiative is about partnering with organizations to help foster affordable housing, drive economic development, and promote financial literacy in our communities.
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