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Fulton Bank

Construction Loans

Let's build your new home together.

Our construction loans offer one settlement, and one low rate during construction that automatically converts into a fixed rate loan once your new home is complete. Some of our construction loan products offer a re-lock feature, so if rates come down during construction you can capture the lower rate.1 As your home is being built, funds are advanced according to a draw schedule that you and your builder agree upon. Pay interest only on the amount that is drawn down.

  • 95% construction financing2 up to $1 million
  • 90% construction financing2 up to $1.5 million
  • 85% construction financing2 up to $2 million
  • Various term options available
  • One-time closing
  • Option to lock in rate before or after construction1
  • Fixed and adjustable3 rates available with interest-only payments during construction
  • Stick built or modular homes

Construction Loan FAQs

Check out this PDF guide to answer the most frequently asked questions about Constructions loans.

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