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Fulton Bank

Construction Loans

Let's build your new home together.

Our construction loans offer one settlement, and one low rate during construction that automatically converts into a fixed rate loan once your new home is complete. Some of our construction loan products offer a re-lock feature, so if rates come down during construction you can capture the lower rate.1 As your home is being built, funds are advanced according to a draw schedule that you and your builder agree upon. Pay interest only on the amount that is drawn down.

  • 95% construction financing2 up to $850,000
  • 90% construction financing2 up to $1 million
  • Various term options available
  • One-time closing
  • Option to lock in rate before or after construction1
  • Fixed and adjustable3 rates available with interest-only payments during construction
  • Stick built or modular homes

Contact A Mortgage Professional

Contact a mortgage professional. We're in your neighborhood!

Make the move

Start the application process

It's easy to take the first step toward your new home. Use our online application to apply today. View our homebuying document checklist before applying to make the application process easier.