First-Time Homebuyers
We help open doors.
The dream of owning your home can become a reality with our HomeReady® Mortgage Plus, or our Homebuyer Advantage Plus® Mortgage. Buying your first home can be a dream come true but it can be a challenging journey for the unprepared buyer. When it's time to make your move, our mortgage professionals are here to help open the door.
The benefits of owning your own home.
Buying a home can bring many advantages.
- Build equity. Over time, you can build equity to use for home improvements, debt consolidation and education expenses
- Tax advantages. You may save money by deducting mortgage interest and property taxes1
- Create value. Your home may appreciate in value over time
Determining how much home you can afford.
Everyone has an idea of a comfortable housing payment they can afford. This, combined with a review of your personal financial situation, will provide guidance to the home buying process in order to assist with a manageable housing payment
Two great paths to your new home.
When it comes to buying a new home, it’s important to do your homework. We’re excited to offer you two trusted resources. Framework® is an interactive course that teaches you the basics of purchasing a home. You can also download a Home Loan Toolkit – a great reference guide from the Consumer Financial Protection Bureau.
Let's pay it forward
As a financial institution, we know that change adds up. Our Fulton Forward initiative is about partnering with organizations to help foster affordable housing, drive economic development, and promote financial literacy in our communities.
Find a financial center near you
Use our convenient branch locator to find branches and ATMs closest to you.
Income-based programs
We offer a wide range of special mortgage programs to help make the dream of home ownership a reality. Our Fulton Mortgage Company professionals are here to help answer all of your questions.
Contact A Mortgage Professional.
Contact a mortgage professional. We're in your neighborhood!