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Fulton Bank


You’re a business looking to grow. We’re a leading lender who meets all SBA Preferred Lender Program eligibility requirements – including the processing and servicing of SBA-guaranteed loans.

SBA Financing. Our Expertise.

Fulton Bank's lenders have the experience to help you cut through the red tape often associated with business lending. An SBA loan might be the right choice for your business if you want to expand, start, or acquire a business; finance equipment, inventory, or working capital; or acquire/renovate owner-occupied real estate.

By leveraging the advantages of SBA financing, you can enjoy the benefits of easier qualification and lower down payments than most standard loans.  We offer a range of SBA loan solutions to meet your business objectives.

We're right around the corner.

Connect with your local branch manager to talk about moving your business forward.

Let's get started together.

Our local Small Business experts can help you choose a loan that's right for your business now and into the future.

7(a) Loan Guaranty Program

SBA's most popular loan program, the 7(a) Guaranty Program has longer maturities which means lower monthly payments and increased cash flow for your small business. With no minimum loan size, loans available up to $5,000,000, and limited prepayment penalties on loans over 15 years - this a great option for small business or startups looking to finance a business acquisition, owner-occupied real estate, debt refinancing, inventory, working capital, and more.

Small Loan

For small businesses looking for up to $350,000, the Small Loan is an excellent choice for equipment, inventory, and debt refinancing. Loan terms range from 7 – 25 years and with longer loan maturities you can expect lower monthly payments and increased cash flow. 

SBA Express

Typically ranging from $50,000 up to a maximum of $350,000, these loans have up to 7 year terms and are a great option to utilize as a revolving line of credit.

CAPline Loans

For small businesses that have been operating for at least one year.  With a maximum term of 10 years, the CAPLine series is a revolving line of credit for specific uses:

  • Working Capital CAPLine is secured by your receivables and inventory
  • Contract CAPLine can finance up to 100% of labor and material costs to fulfill a specific contract.
  • Seasonal CAPLine can help you get what you need to be ready for your busy season

Export Express

A loan specifically designed for exporters, the Export Express is for businesses that are at least a year old. Loans can be up to $500,000, and can be for a line of credit or a term loan.

Export Working Capital Program (EWCP)

For larger exporters, the EWCP is a line of credit available up to $5,000,000.

International Trade (IT)

The International Trade loan is a 7 – 25 year term loan for exporters that can be used domestically to fund working capital, equipment, and/or real estate related to international trade. Loan amounts range from $350,000 - $5,000,000.