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Fulton Bank

Unsecured line of credit

Access to the cash you need, when you need it.

You can leverage your good credit to receive our unsecured OptionLine of credit. You enjoy instant access to available funds on an on-going basis. An unsecured OptionLine means you don’t have to tie up assets or other collateral to get the funds you need.

Use your credit line to help pay for home improvements, consolidate credit card debt, pay for college tuition, or any other expense. Unlike a conventional loan, you can draw cash as you need it and pay interest only on the amount you use.

  • Your Unsecured OptionLine is a variable line of credit
  • As you draw from your line, you can lock in balances at a fixed-rate, fixed-monthly payment
  • Use the remaining portion of the funds for future needs
Term APR     
Unsecured Tier 1
6.00%1
Unsecured Tier 2 8.50%1
You have questions. We have answers.

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Visit a branch to speak with a Customer Service Representative to get started today.

Overdraft line of credit.

Learn more about our Overdraft Line of Credit as an Overdraft Protection option for your accounts.