Responsible Governance
Governance at Fulton Financial Corporation (FFC) starts at the top, with our Board of Directors (Board) and includes Curt Myers, FFC Chairman, Chief Executive Officer (CEO) and President. The Board members are elected annually by our shareholders.
Governance Best Practices
We are committed to maintaining strong corporate governance practices. The Board regularly reviews our governance policies and procedures to ensure compliance with laws, rules and regulations. Best practices include Board Independence, Board Practices, Shareholders Rights, and Shareholder Alignment.
Board’s Role in Consumer Financial Protection
Fulton maintains a consumer compliance program that is subject to the oversight of and reporting to the Risk Committee of the Board. Led by Fulton’s Chief Compliance Officer, the consumer compliance program includes regular risk assessments, policy updates, compliance monitoring, involvement in new product and significant project initiatives, regulatory change management, independent audit testing, and a compliance training program. Compliance courses are mandatory and are assigned based on an employee’s role alignment, ensuring that all Fulton team members, no matter their function, are prepared to work in a compliant manner.
Corporate Social Responsibility (CSR) Governance
We are a community-focused, purpose-driven organization with a deep, long-standing commitment to promoting sound CSR practices. We recognize that good practices and effective oversight and management of such matters are essential in driving success for our shareholders, the communities in which we operate, and other stakeholders, including customers, team members, and third-party vendors.
Business Ethics
While some of the standards set forth in our Code of Conduct are required by law or are necessary to protect our interests, some simply represent doing what is right—one of our company’s core values. These standards are indicative of our uncompromising commitment to ethical conduct and integrity in our every endeavor.
Fulton’s risk management and oversight framework ensures that innovation, growth, and customer service are delivered responsibly, in alignment with regulatory requirements and ethical standards. Fulton’s Risk Committee is primarily responsible for overseeing the management of enterprise risk for Fulton, and the entire Board is regularly informed about such risks.
Information Security Program
Fulton has implemented a comprehensive information security program and practice to ensure the privacy and confidentiality of all customer data.
Information Security Risk Management
Our comprehensive cybersecurity risk management practice focuses on identifying, measuring, monitoring, and controlling cybersecurity risks. Our practices are aligned to the business requirements of the organization with a focus on enabling innovation in a safe and secure manner. This includes a comprehensive third-party vendor risk management program to actively monitor and control third-party vendor-related cyber risk.
At Fulton, we are committed to creating a positive impact in every community we serve! Our intent is to expand beyond traditional fair lending principles to promote programs, policies, and practices that strive to meet all the needs of consumers, businesses and communities across our footprint. Together with the Fulton Forward® initiative, we translate this mission into actionable steps that promote access to financial resources, education, and affordable housing for underserved and underbanked populations.
We are committed to offering a broad range of financial products and services to all qualified borrowers, regardless of race, ethnicity, religion, gender, disability or other factors prohibited under federal or state laws. Our efforts specifically focus on serving low- and moderate-income individuals and small businesses.
Fulton’s second consecutive Outstanding Community Reinvestment Act (CRA) rating reflects our ongoing pledge to meet credit, investment, and service needs of the communities we serve.
