Bringing Value to Our Communities
Fulton Forward®
Beginning in 2016 as an umbrella program for Fulton’s community service work, Fulton Forward® continues to evolve as the cornerstone for all our efforts to improve our communities through stewardship, volunteering, partnerships, and other activities. We’re proud of Fulton Forward® and our contributions toward building vibrant communities with programs, products, and services focused on four key areas:
In support of Fulton Forward®, we established the Fulton Forward Foundation (Foundation), an independent private nonprofit foundation, through which impact grants are made to community organizations whose mission aligns with one or more of these key areas.
Fulton Spotlight: Operation HOPE
Fulton maintains a strong and enduring partnership with Operation HOPE, reinforcing our shared commitment to financial empowerment. Through this collaboration, we deliver impactful financial literacy education and personalized coaching, equipping individuals with the tools to achieve long-term financial stability.
Percentage of clients with:
- Increased credit score: 63%
- Reduced debt: 45%
- Increased savings: 57%
- 3 months of savings: 19%
Customer Highlight Success Story
Affordable Home OwnershipA couple worked with local bilingual Loan Officer Maria Ramirez to buy their first home in Chester County, Pennsylvania. She assisted them with Fulton Bank’s Community Combo Loan mortgage program for up to 100% financing of the home's purchase price.1
The customers were also eligible for the Federal Home Loan Bank of Pittsburgh “First Front Door” grant program, which provides $15,000 toward downpayment and closing costs.1
“...The loan officer got me the 1st-time homebuyers grant and helped me step by step with everything. I am grateful for everything you did for me and my family. Many thanks!” - A First-Time Homebuyer
FINANCIAL LITERACY: IMPACT GRANT STORY
Philadelphia School District / Stock Market Challenge
The spirit of innovation and financial literacy came alive in 2025 as students across the Philadelphia School District participated in the annual Stock Market Challenge, a competition that empowers young minds to explore the world of investing, strategy, and economic decision-making.
The 2025 challenge was more than just a numbers game - it was a platform for real world learning and leadership. Students worked in teams, analyzed market trends, and made simulated investments over the course of several weeks, all while building valuable skills in collaboration, critical thinking, and financial planning.
Two outstanding students rose to the top, impressing their teachers not only with their portfolio growth but also with their strategic thinking and teamwork. To honor their achievements, Fulton awarded two new laptops to the winners, who were students at Jenks Academy for the Arts and Sciences and Ethan Allen School.
ECONOMIC EMPOWERMENT: IMPACT GRANT STORY
Stursi
Stursi, an emerging leader in the non-alcoholic beverage industry, is strengthening its presence in the greater Baltimore area. Recognized as the “Official Non-Alcoholic Cocktail of Chesapeake Arena” and featured on BevNet, Stursi is building momentum within the industry and seeking to expand its operations.
A $10,000 grant from the Fulton Forward Foundation, in partnership with Baltimore Community Lending, is helping to accelerate this expansion by funding the development of manufacturing and distribution networks. This investment is enabling Stursi to create local jobs, support economic growth, and contribute to the vitality of the community while continuing to innovate in the beverage market.
JOB TRAINING: IMPACT GRANT STORY
Camden Shipyard & Maritime Museum
The Camden Shipyard & Maritime Museum’s mission is to educate, inspire, and engage citizens by showcasing Camden’s rich maritime heritage and significant contributions to global shipbuilding and seafaring. Locally, the Camden Carpenters Union Pre-Apprenticeship Program provides comprehensive carpentry training to help young adults between the ages of 17 and 27 obtain jobs with area contractors or attend the Carpenters Union Apprenticeship Program. This program helps to find jobs in a high-demand industry for local participants.
The Camden Carpenters Union, in partnership with the Camden Shipyard & Maritime Museum, has launched the Camden Carpentry Program—an eight-week initiative designed to provide hands-on training, mentorship, and career exploration.
This partnership was made possible through a $20,000 Foundation grant, which funded the program in full—including lumber, tools, supplies, instructor costs, and daily stipends of $25 for all students.
