3.45% APY¹ with a minimum new money deposit of $10,000

You will need:

• your social security number
• a government issued ID
• $10,000 of new money to earn the stated APY.

A Money Market Account (MMA) is a savings product offered by banks and credit unions that typically provides higher interest rates than traditional savings accounts, while allowing limited access to your funds through transfers, checks, or debit card transactions.

Money Market Accounts typically feature:

• Higher interest rates
• Higher minimum balance requirements
• Check-writing capabilities(For Fulton Bank, there is a limit of 12 transfers and withdrawals per calendar month or statement cycle)

Savings accounts generally offer lower minimum balances requirements and fewer transaction features.

No. You can open an account with as little as $25. However, a deposit of $10,000 in new money is required to qualify for the special promotional rate.

Yes. Money Market Accounts at Fulton Bank are FDIC-insured up to $250,000 per depositor, per institution, for each account ownership category. This means your funds are protected within these limits.

Yes. The minimum daily balance of $1,000 is required to earn interest. A minimum daily balance of $10,000 is required to earn the special promotional rate.

There is no monthly maintenance fee if you maintain a minimum daily balance of $2,500. A fee may apply if you exceed 12 transfers and withdrawals per month or statement cycle. Please note, this Excess Activity Fee is charged per occurrence and is separate from any monthly maintenance fee.