Government Insured Programs
Lower down payments. Special benefits.
The Federal Housing Administration (FHA), U.S. Department of Agriculture (USDA), and the U.S. Department of Veterans Affairs (VA) insure government mortgage loans offered by Fulton Mortgage Company that give qualified individuals the opportunity to own their own home.
Rural Housing Service Programs
Established in 1991 by the US Department of Agriculture (USDA), rural housing service programs are designed to help medium income Americans buy a home in rural and suburban communities. 100% financing2 is available and seller may pay all settlement costs. To qualify:
- The property must be in an eligible rural area
- You must occupy the home as a primary residence
Educational Homebuying Course
Framework® is educational resource that can help you understand important steps you may need to take as you buy a new home. It's accepted by most first-time homebuyer incentives that require education.
Homebuyer Advantage Plus
View our printer-friendly product PDF to learn more about our Homebuyer Advantage Plus mortgage.
HomeReady Mortgage Plus
Download our printer-friendly PDF to learn more about our HomeReady Mortgage Plus program which offers up to 97% financing.
Contact A Mortgage Professional
Contact a mortgage professional. We're in your neighborhood!
Make the moveStart the application process
It's easy to take the first step toward your new home. Use our online application to apply today. View our homebuying document checklist before applying to make the application process easier.