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Fulton Bank

Fulton Forward Foundation Awards $150,000 Grant to New Jersey Community Capital

Publishedon03/08/24 WrittenbySteve Trapnell

Funding will help New Jersey residents realize dreams of homeownership

Lancaster, Pa. (March 7, 2024) – Fulton Forward Foundation, an independent, non-profit private foundation funded by Fulton Bank, recently presented a $150,000 contribution to New Jersey Community Capital (NJCC), a leading nonprofit, community development financial institution (CDFI) that supports the preservation and development of affordable housing and sustainable community development ventures.

The grant will support NJCC’s Address Yourself™ program – a comprehensive homeownership platform to help low- to moderate-income families and individuals purchase a home. NJCC will collaborate with Fulton Bank to provide pre-purchase housing and financial counseling to its clients.

“We are grateful for the generous grant, support and resources from Fulton Bank and the impact it will have directly for families across our region,” said Bernel Hall, President and CEO of New Jersey Community Capital. “This investment in these underserved communities will help improve financial literacy and foster an equitable path to building wealth that will strengthen neighborhoods and the lives of aspiring homeowners.”

Since its inception, Address Yourself™ has provided housing counseling for 3,192 households and has deployed $6,300,000 in down payment assistance to more than 380 households.

“At Fulton Bank, we’re grateful to have the opportunity to help people achieve the dream of homeownership,” said William “Smokey” Glover, President of Fulton Forward Foundation and Director of Fair and Responsible Banking for Fulton Bank. “By partnering with New Jersey Community Capital, we’ve leveraged our aligned missions to bring valuable financial education, tools and resources directly into the community to put local homebuyers on a path to success.”

The Fulton Forward Foundation is an extension of the bank’s Fulton Forward® initiative, which promotes affordable housing and home ownership; job training and workforce development; financial education and economic empowerment; and diversity, equity and inclusion.

Fulton Bank donating a large check to NJCC representatives
In the photo left to right, are Lou Lombardi, Regional Commercial Executive, Fulton Bank; Roy Southerland, Managing Director, Business Infrastructure, New Jersey Community Capital; Darlene Robinson, Commercial Community Development Lending Officer, Fulton Bank; Dawn Hare, Homeownership Associate, NJCC; Colleen Velez, Director of Resource Development, NJCC; and Sean Murray, Commercial Market Executive, Fulton Bank.


About New Jersey Community Capital
New Jersey Community Capital (NJCC) is a nonprofit community development financial institution (CDFI) that advances equity and opportunity through strategic investments in traditionally underserved communities. NJCC provides financing and other support to help individuals, businesses and neighborhoods build wealth, with a focus on underserved communities. NJCC supports the preservation and development of affordable housing and sustainable economic development that creates quality jobs, improves education and strengthens neighborhoods to ensure that communities can thrive. To learn more, visit

About CAPC Address Yourself Program
The Address Yourself homeownership program is a comprehensive homeownership initiative administered by New Jersey Community Capital’s real estate development subsidiary, Community Asset Preservation Corporation (CAPC). The program, which launched in 2016, is committed to removing barriers to homeownership for low- and moderate-income families and individuals in New Jersey by providing support throughout the entire homebuying journey including down payment assistance and pre-purchase counseling. Prospective homeowners can leverage additional programs through Address Yourself including the NJCC Statewide Down Payment Assistance program, which offers between $10,000 and $30,000 to eligible homebuyers. In 2023 alone, NJCC disbursed $1,800,000 in down payment assistance to 118 New Jersey families.

About Fulton Bank, N.A.
Headquartered in Lancaster, Pa., Fulton Bank is a premier community bank in the Mid-Atlantic region. As a subsidiary of Fulton Financial Corporation, a $27 billion financial services holding company, Fulton Bank offers a broad array of products and services at more than 200 financial centers across Pennsylvania, New Jersey, Maryland, Delaware, and Virginia. At Fulton Bank, we seek to change lives for the better by building strong customer relationships, providing significant community support and empowering more than 3,400 employees to do the same. Through the Fulton Forward® initiative, we’re helping build vibrant communities. Learn more at Fulton Bank, N.A., Member FDIC, Equal Housing Lender.