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How to create good debt and steer clear of bad debt Before you take on any debt, consider whether the money you borrow is “good debt” or “bad debt.” This article helps you understand the difference between the two and provides examples which debt can help you reach important goals and which could damage your financial future. Credit Basics- Whats a good score and how to build it Learn about what makes up a good credit score and how you can build (or maintain) good credit. Credit card debt costs This infographic breaks down how much credit card debt can cost you in the long run. Student loan basics

Most students and parents will need loans to help pay college expenses. It’s important to understand the basics before you borrow.

Prime rate and why it matters The Wall Street Journal (WSJ) Prime Rate is a vital indicator for interest rates. Learn why it matters to your financial life.  pay down debt or save money Can you pay off debts and save? The answer is yes, but it requires a strategy and streamlining your spending habits. This article provides tips and ideas on how to cut down your debt while making sure you’re able to save money for future goals. Ways to reduce your expenses The outbreak of the coronavirus is impacting more than people's health, it's impacting their finances. Follow these financial tips to help streamline your budget and reduce financial stress. Managing debt in retirement If you’re retired or approaching retirement with debt, follow these strategies to eliminate, reduce, or refinance your debt.  Top budgeting tips and advice from 2020 Check out our most popular budgeting articles and highlights from 2020 for tips on reducing expenses, building an emergency fund, and creating a budget.  How to calculate your home equity Home equity is the value you "own" in your home. Here's how to calculate it and use it as collateral to help pay for things you need like renovations or education.