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Review credit report annually Your credit report shows potential lenders how well you manage debt. It’s a good practice to review your free annual report. Is credit monitoring worth it Paying for credit monitoring can be a smart move if you want to spot signs of identity theft, but there are some downsides to consider. 5 things to know before you open a credit card Credit card can open doors or close doors. Here's what you need to know to avoid credit card debt and use your credit card to your advantage. Credit Basics-What it is and why its necessary Understand the basics and background of what credit is and how it affects you. Credit Basics- Whats a good score and how to build it Learn about what makes up a good credit score and how you can build (or maintain) good credit. Credit card debt costs This infographic breaks down how much credit card debt can cost you in the long run. Prime rate and why it matters The Wall Street Journal (WSJ) Prime Rate is a vital indicator for interest rates. Learn why it matters to your financial life.  Are credit card balance transfers worth it Credit card balance transfers can make credit card debt more manageable, while potentially saving you money. Learn how transferring a balance works. Choose the right credit card

Before you apply for your next credit card, follow these strategies to help you find the right card for your financial needs.

Why do I have multiple credit scores

Credit scoring companies use different formulas which may result in different scores. Follow these tips to better manage your credit scores.