INFO :Our offices will be closed on Thursday, November 26, 2020 in observance of Thanksgiving. Mobile deposits submitted after 7 p.m. today (Wednesday) until 7 p.m. Friday, will have funds available on Saturday. Here’s to family get-togethers, parades, and football.
Frank $ Kolencik has over 26 years’ experience in the mortgage services industry and is a Senior Loan Officer for Fulton Mortgage Company, a division of Fulton Bank. He takes pride in helping his clients find the right mortgage solution.
Frank $ specializes in:
- White Coat & Investor Home Mortgage Loans for Medical Doctors & Physicians, including DO, DDS, DMD, VMD, PHARMD, VETD, Fellows and Residents
- 100% financing for up to $1 million, 95% financing for up to $1.5 million, 90% financing for up to $2 million
- No PMI
- Owner Occupied
- 3% Down with No PMI
- Buying "Non-Contingent"
- Construction Perm and Renovation
- 5% Down JUMBO
- University of Maryland, College Park- Bachelor of Science (BS) College of Education
- Unsung Hero and 4 Year Football Letterman for Terrapins
- Fair & Responsible Banking Team Member
- Knights of Columbus
- Chamber of Commerce
- American Diabetes Association, Walk to Stop Diabetes
- High School and Youth Football Coach
- Qualified VHDA Trainer
- President's Award
Apply for a mortgage
If you're ready to take the next step, use our online application to get started.
Questions? Let's connect
I'm here to help you through your journey. Fill out my contact form and I'll reach out to you with next steps.