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Fulton Bank
Frank Stephen Kolencik
Frank Stephen Kolencik Senior Loan Officer

Frank $ Kolencik has over 25 years’ experience in the mortgage services industry and is a Senior Loan Officer for Fulton Mortgage Company, a division of Fulton Bank. He takes pride in helping his clients find the right mortgage solution.

Frank $ specializes in:

  • White Coat Loans for Medical Doctors & Physicians, including DO, DDS, DMD, VMD, PHARMD, VETD, Fellows and Residents - 100% financing, 0 Down to $1,500,000 with no PMI
  • Investor Loans
  • First-Time Homebuyers
  • Construction Perm-and Renovation
  • 2nd Homes

Education:

  • University of Maryland, College Park- Bachelor of Science (BS) College of Education
  • Unsung Hero and 4 Year Football Letterman for Terrapins

Community Involvement:

  • Fair & Responsible Banking Team Member
  • MBAMW
  • Knights of Columbus
  • Chamber of Commerce
  • American Diabetes Association, Walk to Stop Diabetes
  • Certified VHDA Trainer
  • High School and Youth Football Coach

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