Government Checking Accounts

We understand the dynamic financial needs of state and local government entities. This knowledge helps us match you with the account that will best support your efforts. Each checking account option is collateralized according to state regulatory requirements. Discuss your requirements and objectives with a Relationship Manager to initiate the account opening process.

State and Municipal Checking Accounts

• No minimum balance requirement
• Account does not earn interest
• No per item charges

State and Municipal Interest Checking

• Account earns interest on entire balance
• Monthly fee applies if account balance falls below $1,000
• Per item charges apply to ACH and foreign ATM withdrawals

Government Interest Checking

• Designed to maximize interest earnings without the need for an overnight cash sweep
• Offers competitive interest rates
• No transaction limits

Government Analyzed Checking

• No minimum balance requirement
• Earnings credit available to offset any monthly fees incurred
• Earnings credit is applied to balances above $5,000

Government Hybrid Checking

• Earnings credit and interest applied to balances above $5,000
• Competitive interest rate
• Interest rate based on balance
• Tiered Account
• Earnings credit may offset monthly fees and excess balances earn interest