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Fulton Bank
Fulton Bank
Michael Manicone
Michael Manicone Senior Mortgage Loan Officer

Michael has over 35 years of experience in the mortgage industry and joined Fulton Mortgage Company, a Division of Fulton Bank in 2022. As a Senior Mortgage Loan Officer, he provides mortgage services to the Hampton City, Newport News City, Poquoson City, Williamsburg City, York County, James City County, Gloucester County, Surry County, and Isle of Wight County in Virginia.

Professional/Industry Experience:

  • Served clients with mortgage services as a Loan Officer & Senior Loan Officer for 35 years
  • Served several companies as a Branch Manager for 14 years having recruited, trained, and worked with many Loan Officers and other staff personnel throughout the Greater Hamptons Roads and Williamsburg markets
  • Served as the President & Chief Executive Officer of Arisen Mortgage from 2000-2006
  • Past President of Peninsula Mortgage Lenders Association


  • The College of William & Mary, MBA with a concentration in Finance & Economics
  • Averett University, B.S. 

Professional Associations:

  • Affiliate Member of Virginia Peninsula Association of Realtors
  • Affiliate Member of Williamsburg Area Association of Realtors


  • Virginia Peninsula Association of Realtors - 1996 "Affiliate of the Year" 

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