CRITICAL :Due to COVID-19, we are experiencing higher than normal call volumes and wait times. We appreciate your patience. You can also use Online and Mobile banking to get answers to most questions; get balances, transfer money, and make mobile deposits. Read More.
Doug Adamson has over 24 years’ experience in the mortgage services industry. As a Certified Mortgage Planner with Fulton Mortgage Company, a division of Fulton Bank, Doug provides mortgage services to the Central Virginia, Washington, D.C., Philadelphia, PA metropolitan areas, and surrounding counties.
Home financing is one of the largest financial challenges—and opportunities—you face. You may be buying a home simply to avoid paying the landlord’s mortgage, building your dream home or refinancing to save interest costs or consolidate debt. Whatever your purpose, when you finance strategically it can be a vital first step in accumulating an exceptionally sizeable estate. Getting off on the right foot is the key.
First, do not settle for a conventional, transaction-oriented mortgage broker. Rather, go for a knowledgeable mortgage planner who understands the opportunity your mortgage investment gives you to build your wealth. You need a debt and equity management approach that integrates your mortgage into your long- and short-term wealth accumulation strategy. As we have done for over 24 years, my team and I will help you conserve cash, review ways you can capitalize on the tax-favored status of mortgage debt and help you maximize opportunities to eliminate non-mortgage debt. Finally, my team and I have specialized in serving medical professionals since the "doctor loan" was invented over 20 years ago and new-home-construction clients for a similar period. We understand the unique mortgage planning challenges involved in both of these financing specialties, and we receive rave reviews from clients who take advantage of our expertise. We look forward to helping you both to navigate the increasingly complex mortgage process and to choose a home financing strategy which complements and promotes your overall financial goals.
- University of California, Davis - Bachelor of Science (BS), Energy & Environmental Economics
- Charlottesville Area Association of Realtors
- Blue Ridge Home Builders Association
- Certified Mortgage Planner
- Certified New Construction Specialist
- Top Producer award winner every year since 1996
- Habitat for Humanity
- Hillsdale College President's Club
Apply for a mortgage
If you're ready to take the next step, use our online application to get started. You can also check your eligibility for down payment assistance programs to match your needs.
Questions? Let's connect
I'm here to help you through your journey. Fill out my contact form and I'll reach out to you with next steps.