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Fulton Bank
Doug Adamson
Doug Adamson Senior Mortgage Loan Officer and Certified Mortgage Planner

Doug Adamson has over 24 years’ experience in the mortgage services industry. As a Certified Mortgage Planner with Fulton Mortgage Company, a division of Fulton Bank, Doug provides mortgage services to the Central Virginia, Washington, D.C., Philadelphia, PA metropolitan areas, and surrounding counties.

Home financing is one of the largest financial challenges—and opportunities—you face. You may be buying a home simply to avoid paying the landlord’s mortgage, building your dream home or refinancing to save interest costs or consolidate debt. Whatever your purpose, when you finance strategically it can be a vital first step in accumulating an exceptionally sizeable estate. Getting off on the right foot is the key.

First, do not settle for a conventional, transaction-oriented mortgage broker. Rather, go for a knowledgeable mortgage planner who understands the opportunity your mortgage investment gives you to build your wealth. You need a debt and equity management approach that integrates your mortgage into your long- and short-term wealth accumulation strategy. As we have done for over 24 years, my team and I will help you conserve cash, review ways you can capitalize on the tax-favored status of mortgage debt and help you maximize opportunities to eliminate non-mortgage debt. Finally, my team and I have specialized in serving medical professionals since the "doctor loan" was invented over 20 years ago and new-home-construction clients for a similar period. We understand the unique mortgage planning challenges involved in both of these financing specialties, and we receive rave reviews from clients who take advantage of our expertise. We look forward to helping you both to navigate the increasingly complex mortgage process and to choose a home financing strategy which complements and promotes your overall financial goals.


  • University of California, Davis - Bachelor of Science (BS), Energy & Environmental Economics

Professional Associations:

  • Charlottesville Area Association of Realtors
  • Blue Ridge Home Builders Association


  • Certified Mortgage Planner
  • Certified New Construction Specialist
  • Top Producer award winner every year since 1996

Community Involvement:

  • Habitat for Humanity
  • Hillsdale College President's Club

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