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Fulton Bank
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Fulton Bank
William Bill Kramen
Bill Kramen Senior Mortgage Loan Officer

Bill has over 21 years of experience in the mortgage industry. 

Every mortgage transaction is important to Bill and his team whether you’re refinancing, a first-time homebuyer, buying your forever home, or something in between. He originates mortgages for conventional, construction to permanent, 100% medical professionals, low down payment, USDA, FHA & VA home loans, investment properties, and second homes.

As a Senior Mortgage Loan Officer, Bill provides mortgage services to all the counties in Delaware and surrounding areas.

Please contact Bill anytime by phone or email for professional service and expert advice. Or click on the "Apply Now" button below.



  • University of Delaware, B.A.

Professional Associations:

  • New Castle County Board of REALTORS® (NCCBOR)
  • Sussex County Association of REALTORS® (SCAOR)

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