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Fulton Bank
Robert Racer
Robert Racer Mortgage Sales Manager

Robert has over 36 years of experience in the banking/finance industry; of which 18 years has been in the mortgage industry. He joined Fulton Mortgage Company, A Division of Fulton Bank in 2018. As a Mortgage Sales Manager, Robert provides mortgage services to the Culpeper, Orange, Fauquier, Madison, Rappahannock, Spotsylvania, Greene, and Louisa regions of Virginia; Berkeley, Jefferson, and Morgan counties of West Virginia. Construction financing and assisting first time homebuyers is a large part of his market focus.


  • University of Virginia, Darden School of Business, VBA School of Bank Management 
  • Louisiana State University, Graduate School of Banking & Finance 
  • North Carolina Bankers Association Commercial Lending School


  • President Club awards since 2008 through 2017 with Union Mortgage 

Community involvement:

  • Piedmont Virginia Building Industry Association (PVBIA) - Board Member
  • Home Builders Association of Virginia (HBAV) - Executive Board Member
  • Orange County Habitat for Humanity - Board Member
  • Orange Business Exchange Member
  • Culpeper Leadshare Vice President

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