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Fulton Bank
Fulton Bank
Robert Racer
Robert Racer Senior Mortgage Loan Officer

Robert has over 40 years of experience in the banking/finance industry; of which 22 years has been in the mortgage industry. He joined Fulton Mortgage Company, A Division of Fulton Bank in 2018. As a Senior Mortgage Loan Officer, Robert provides mortgage services to the Culpeper, Orange, Fauquier, Madison, Rappahannock, Spotsylvania, Greene, and Louisa regions of Virginia; Berkeley, Jefferson, and Morgan counties of West Virginia. Construction financing and assisting first time homebuyers is a large part of his market focus.


  • University of Virginia, Darden School of Business, VBA School of Bank Management 
  • Louisiana State University, Graduate School of Banking & Finance 
  • North Carolina Bankers Association Commercial Lending School


  • President's Club awards from 2008 - 2017 with Union Mortgage 
  • President's Club awards from 2019 - 2021 with Fulton Mortgage Company

Community involvement:

  • Piedmont Virginia Building Industry Association (PVBIA) - Past Board Member
  • Home Builders Association of Virginia (HBAV) - Past Executive Board Member
  • Orange County Habitat for Humanity - Board Member
  • Culpeper Leadshare Vice President
  • Active Volunteer/Participant with Culpeper County Habitat for Humanity and Fluvanna/Louisa Housing Foundation
  • Lake Anna Business Partnership - Member
  • Active Member/Participant with Orange, Culpeper, Madison, and Louisa Chambers of Commerce

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