Ralph Cirino joined Fulton Mortgage Company A Division of Fulton Bank, N.A. in February 2026 as a Senior Mortgage Loan Officer, bringing experience in residential lending and a strong commitment to exceptional customer service. Ralph is dedicated to helping individuals and families achieve their homeownership goals through clear communication, personalized guidance, and dependable support.

He works closely with clients to understand their needs and long‑term objectives, offering a wide range of mortgage solutions including first‑time homebuyer programs, conventional financing, construction loans, and refinancing options. Ralph’s approach is rooted in integrity, responsiveness, and a focus on making the mortgage process smooth and stress‑free.

Ralph values building lasting relationships and takes pride in helping clients make confident, informed decisions about their home financing.