Xpress Account  

Looking for an account that offers you the benefits of a checking account without checks and overdraft fees? Our Xpress Account is the answer.

A checkless checking account ─in addition to a debit card, It gives you access to a wide range of digital services through online and mobile banking¹. You can make payments and transfer money, make mobile deposits¹, pay bills, and send or receive money with Zelle^® as well as make withdrawals at an ATM or financial center. 

• Minimum age to open is 13²
  • Minimum age to open this account as an individual owner is 16. Account owners age 13 - 15 require an adult owner age 18 or older on the account.
• No check writing privileges on this account³
• No overdraft fees
• Overdraft protection is not available
• $4.95 monthly maintenance fee (Waived if primary account owner is age 13-24.)⁴
• No annual fee Contactless Rewards Visa^® Debit Card⁵
• Up to four foreign (non-Fulton Bank) ATM fees (maximum $10) rebated on the last day of each monthly statement cycle if the primary account owner is age 13-24. (Other banks may charge you a fee for using their ATMs)⁶
• Online and mobile banking - convenient access to your accounts, 24/7 including Online Bill Pay, and remote deposit
• Use Zelle^®─a fast and secure way to send money to, or receive money from, trusted individuals