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Fulton Bank
Fulton Bank

Xpress Account  Bank On certification seal

The advantages of a checking account without checks.

Looking for an account that offers you the benefits of a checking account without checks and overdraft fees? Our Xpress Account is the answer.

A checkless checking account ─in addition to a debit card, It gives you access to a wide range of digital services through online and mobile banking1. You can make payments and transfer money, make mobile deposits1, pay bills, and send or receive money with Zelle® as well as make withdrawals at an ATM or financial center. 

  • Minimum age to open is 132
    • Minimum age to open this account as an individual owner is 16. Account owners age 13 - 15 require an adult owner age 18 or older on the account.
  • No check writing privileges on this account3
  • No overdraft fees
  • Overdraft protection is not available
  • $4.95 monthly maintenance fee (Waived if primary account owner is age 13-24.)4
  • No annual fee Contactless Rewards Visa® Debit Card5
  • Up to four foreign (non-Fulton Bank) ATM fees (maximum $10) rebated on the last day of each monthly statement cycle if the primary account owner is age 13-24. (Other banks may charge you a fee for using their ATMs)6
  • Online and mobile banking - convenient access to your accounts, 24/7 including Online Bill Pay, and remote deposit
  • Use Zelle®─a fast and secure way to send money to, or receive money from, trusted individuals


Open NowAccount Summary (PDF)

A debit card that's rewarding.

Our Contactless Visa® Debit Card makes paying fast and secure. Plus, you can earn rewards on everyday purchases with an eligible checking account.

Bank from virtually anywhere

Check balances, deposit checks, and pay bills.

Our online digital features and mobile banking app make it easier than ever to bank from wherever you are 24/7.

Get more details

View our printer-friendly product information sheet to learn more about our checking accounts.