Fulton Debit Card Controls Terms and Conditions
Last Updated [4.30.2019]
1. Introduction. These Fulton Debit Card Controls Terms and Conditions (the “Terms”) apply to your use of the Fulton Debit Card Controls feature (“Card Controls”) offered through the Fulton Bank, N.A. (“Fulton”) online banking site or Mobile Banking App (the “Site”). Please read these Terms carefully. By enrolling in or using Card Controls, you acknowledge and warrant that you understand and agree to be bound by these Terms. You further agree to comply with all instructional materials, technical requirements, and on-screen guides (“Documentation”) we disclose or make available to you in connection with Card Controls.
2. Debit Card Controls Alerts and Controls. Debit Card Controls allows you to set certain alerts and Controls on any consumer debit card, small business debit card, or Health Savings Account (“HSA”) debit card issued by Fulton. To use Card Controls, you must enroll your debit card(s) through the Site.
Debit Card Controls offers the following alert and Controls features:
a. Card on/off setting. This feature allows you to turn your debit card “ON” or “OFF.” Turning your debit card OFF will prevent most types of transactions, such as purchases or withdrawals, from being processed through your debit card, or any digital card numbers linked to your debit card, until you turn the card back ON. Turning your debit card OFF will not cancel or deactivate your card permanently.
Turning your debit card OFF will not stop:
• Previously authorized recurring transactions;
• The posting of refunds, reversals, or credit adjustments to your account; or
• Transactions using other cards linked to your deposit account.
Turning your debit card OFF is not a replacement for reporting your card lost or stolen. Contact us immediately if you believe that unauthorized transactions have been made.
b. Transaction limits. You can set spending limits or automatically decline debit card transactions based on merchant category, transaction type, or location.
c. Transaction alerts. You can set up email, text message, or push notification alerts for debit card transactions based on merchant category, transaction type, or location. To receive push notifications, you must enable notifications on your mobile device.
Fulton may add, remove, or update the available Debit Card Controls alert and Controls features from time to time without notice.
3. Availability of Debit Card Controls Features. Certain Card Controls functionality within the Site may not be available for all transactions or all cards. ATM Cards and Business Debit Cards are not eligible for Card Controls. Availability may also be affected by your mobile provider’s coverage area.
Controls and alerts based on the location of the mobile device where the Mobile Banking App is installed or the location of the merchant where the card is being attempted for use may not apply appropriately to card-not-present transactions or transactions where the actual location of the merchant differs from the merchant’s registered address.
Debit Card Controls settings may not carry over to any replacement debit cards you receive, such as for lost, stolen, or damaged card replacements.
There may be service disruptions or events beyond Fulton’s Controls that could adversely affect Debit Card Controls availability or functionality including, but not limited to, natural disasters, power outages, telecommunication system delays or outages, data plan service limitations, or any other service disruptions. Such disruptions could result in a delay in receiving alerts, debit card transactions being approved or denied while a card is turned ON or OFF, or any other reduced availability or functionality of Controls or alerts related to debit card transactions.
4. Exclusion of Warranties. DEBIT CARD CONTROLS AND ANY RELATED DOCUMENTATION ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
5. Your Responsibilities. Our provision and your use of Debit Card Controls does not relieve you of your responsibility to diligently monitor activity in your Fulton account(s), to promptly review account statements as they are made available to you, and to promptly report any errors or unauthorized transactions or lost or stolen debit cards or credit cards, according to the terms and conditions of the agreements governing your Fulton account(s).
6. Fees. There may be taxes and/or fees related to Debit Card Controls that are charged by your mobile provider. You should contact your mobile provider for details. In the future, Fulton may add or change the availability of Debit Card Controls features. Added features may incur fee(s), and you agree to any applicable fees as noted in the fee schedule associated with your Fulton deposits account.
7. Miscellaneous.
a. To the extent that these Terms conflict with applicable state or federal law, such state or federal law shall replace such conflicting terms only to the extent required by law. Unless expressly stated otherwise, the remainder of these Terms will remain in full force and effect.
b. To the extent there is a conflict between these Terms and the Online Mobile Banking Agreement, your deposit agreement, or other agreements applicable to your debit card(s), these Terms will apply.
c. Fulton may cancel or suspend your use of Debit Card Controls without notice at any time.
d. Please contact Fulton at 1.800.385.8664 with any questions or concerns related to Debit Card Controls, or to report a lost or stolen card.
