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Rates are accurate as of 4/1/2024
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Interest Checking 1 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 + | 0.02% | 0.02% | |
| Relationship Banking 2 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 - $24,999 | 0.03% | 0.03% | |
| $24,999.01 + | 0.05% | 0.05% | |
| Premier Relationship Banking 3 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.03% | 0.03% | |
| $4,999.01 - $9,999 | 0.03% | 0.03% | |
| $9,999.01 - $24,999 | 0.04% | 0.04% | |
| $24,999.01 - $99,999 | 0.08% | 0.08% | |
| $99,999.01 + | 0.08% | 0.08% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Statement Savings 4 | 0.02% | 0.02% | Learn More Open Now |
| Platinum Money Market 5 | Learn More Open Now | ||
| $1,000 - $9,999 | 0.70% | 0.70% | |
| $9,999.01 - $24,999 | 1.14% | 1.15% | |
| $24,999.01 - $49,999 | 1.34% | 1.35% | |
| $49,999.01 - $99,999 | 1.73% | 1.74% | |
| $99,999.01 - $249,999 | 2.42% | 2.45% | |
| $249,999.01 - $999,999 | 2.72% | 2.75% | |
| $999,999.01 - $1,999,999 | 2.72% | 2.75% | |
| $1,999,999.01 + | 2.72% | 2.75% | |
| Preferred Rates Available. View Rates | |||
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Health Savings Accounts 6 | Learn More Open Now | ||
| $100 - $999 | 0.02% | 0.02% | |
| $999.01 - $4,999 | 0.04% | 0.04% | |
| $4,999.01 - $14,999 | 0.05% | 0.05% | |
| $14,999.01 + | 0.07% | 0.07% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| IRA Money Market 7 | 0.15% | 0.15% | Learn More |
| Preferred Rates Available. View Rates | |||
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificates of Deposit 8 | Learn More | ||
| 3-Month | 0.70% | 0.70% | |
| 6-Month | 0.70% | 0.70% | |
| 9-Month | 0.70% | 0.70% | |
| 9-Month No Penalty | 4.26% | 4.35% | |
| 12-Month | 0.70% | 0.70% | |
| 12-Month Variable Rate | 0.70% | 0.70% | |
| 15-Month | 0.95% | 0.95% | |
| 18-Month | 0.95% | 0.95% | |
| 24-Month | 0.95% | 0.95% | |
| 30-Month | 1.00% | 1.01% | |
| 36-Month | 1.00% | 1.01% | |
| 48-Month | 1.00% | 1.01% | |
| 60-Month | 1.00% | 1.01% | |
| 72-Month | 1.00% | 1.01% | |
| Preferred Rates Available. View Rates | |||
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificate of Deposit Promo 9 | Learn More | ||
| 13-Month | 4.88% | 5.00% | |
| 36-Month Bump Up | 3.54% | 3.60% | |
| Preferred Rates Available. View Rates | |||
| Certificate of Deposit Promo - New Money 10 | |||
| 11-Month | 5.02% | 5.15% | |
| 25-Month | 4.02% | 4.10% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Optionline Primary Residence 11 | Learn More Apply Now | ||
| Introductory Fixed Rate (For 6 Months) | 6.49% | 6.49% | |
| Standard Variable Rate | 8.75% | 8.75% | |
| Optionline Investment Property 12 | Learn More Apply Now | ||
| Standard Variable Rate | 11.00% | 11.00% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Auto Loans 13 | Learn More Apply Now | ||
| New & Used Vehicle 2022 - 2025 | 7.44% | 7.44% | |
| Used Vehicle 2021 | 8.20% | 8.20% | |
| Used Vehicle 2020 | 8.45% | 8.45% | |
| Used Vehicle 2019 | 9.08% | 9.08% | |
| Used Vehicle 2018 | 9.38% | 9.38% | |
| Used Vehicle 2017 | 9.58% | 9.58% | |
| Used Vehicle 2016 | 9.78% | 9.78% | |
| Used Vehicle 2015 | 10.28% | 10.28% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Unsecured Optionline Tier 1 14 | 9.75% | 9.75% | Learn More |
| Unsecured Optionline Tier 2 14 | 12.25% | 12.25% | Learn More |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Personal Loan 15 | 11.74% | 11.74% | Learn More |
| CashPlease® 16 | Learn More | ||
| Amount $200 | 17.00% | 35.42% | |
| Amount $500 | 17.00% | 35.40% | |
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| CD/Savings Secured Optionline 17 | 8.75% | 8.75% | Learn More |
| Stock Secured Optionline 18 | 9.75% | 9.75% | Learn More |
