Small Business Checking Accounts*

At Fulton Bank, we have developed Small Business Checking options to meet the diverse and changing needs of businesses throughout our market. Talk to us to determine which account is right for you.

Small Business Checking*

No minimum balance requirement and a free “monthly allowance” of 200 items.

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Small Business Checking*
Minimum Balance to Avoid Monthly Service Fee None
Monthly Fee (if applicable) $15**
Monthly Item Allowance 200 Items ($.50 for each additional item)
Types of Items Checks Paid, Deposit Items, Deposit Tickets, ACH Debits and Credits
Visa® Business Debit Card FREE
Online Banking Yes
Online Bill Pay Yes
Interest Paid No

Terms and prices subject to change.
*Accounts are subject to account related fees, including non-sufficient funds or standard overdraft fees.
**Monthly fee charged if item count exceeds 200 items.

This account has no minimum balance requirement and you will receive a free “monthly allowance” of 200 items including deposits, deposit tickets, checks paid, and ACH debits and credits. If you exceed this allowance, additional items will be processed at $.50 each plus a $15 monthly account maintenance fee will be incurred.

Small Business Premium Checking*

Receive a free “monthly allowance” of 400 items including deposits, deposit tickets, checks paid, and ACH debits and credits

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Small Business Premium Checking*
Minimum Balance to Avoid Monthly Service Fee $5,000 minimum daily ledger balance or $10,000 average monthly collected balance
Monthly Fee (if applicable) $15**
Monthly Item Allowance 400 Items($0.50 each additional item)
Types of Items Checks Paid, Deposit Items, Deposit Tickets, ACH Debits and Credits
Visa® Business Debit Card FREE
Online Banking Yes
Online Bill Pay Yes
Interest Paid No

Terms and prices subject to change.
*Accounts are subject to account related fees, including non-sufficient funds or standard overdraft fees.
**Monthly fee charged if balance falls below balance requirement.

You will receive a free “monthly allowance” of 400 items including deposits, deposit tickets, checks paid, and ACH debits and credits. If you exceed this allowance, additional items will be processed at $.50 each. If your account’s minimum daily balance falls below $5,000 or if your account’s average collected balance falls below $10,000, a monthly fee will apply.

Small Business Interest Checking*+

For small business customers that maintain large deposit balances and wish to earn interest.

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Small Business Interest Checking*+

The Small Business Interest Checking account is a great fit for small business customers that maintain large deposit balances and wish to earn interest

  • No minimum balance requirement
  • The interest earned may offset any fees incurred.
  • The minimum investable balance to earn interest is presently $5,000.
Small Business Interest Checking - Tiers
Tier 1 $0 - $4,999
Tier 2 $5,000 - $49,999
Tier 3 $50,000 - $99,999
Tier 4 $100,000 - $249,999
Tier 5 $250,000 and above

+Account activities apply (if applicable).

Here's an example of Small Business Interest Checking:

Average Collected Balance
$750,000
- Less Reserve (10%): $75,000
Investable Balance: $675,000
- Interest Credit (based on .10%) $57.33
- Fees Incurred**** $45.50
Net Interest Gain $11.83

**** For illustration purposes only. See our Commercial Fee Schedule.

*Accounts are subject to account related fees, including non-sufficient funds or standard overdraft fees.