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Overdraft Protection Line of Credit

An Overdraft Protection Line of Credit will safeguard you against overdrafts on your Personal Checking Account. Credit Lines start at $500 and are available to qualified borrowers.

If you overdraw your checking account, we will automatically transfer the funds to your checking account from your Line of Credit – end your worries about returned checks and save the expense of costly overdraft fees. There is a $10 fee for each transfer to your checking account.

There is no annual fee for an Overdraft Protection Line of Credit and no interest charges until you actually access the line. An interest rate will only be charged on the amount of credit used. As you make payments, you replenish your available credit and you can borrow again, at any time.

For information about an Overdraft Protection Line of Credit, please call 1.800.FULTON.4 (1.800.385.8664)